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Welcome to MortgageFit Community. Our members provide personalized guidance on the best mortgage program for you and also help you get out of home mortgage problems. Around 2,619 mortgage lenders have so far helped 25,896 members. So, whether you're a first time buyer or looking for another home loan, feel free to discuss your options and ask for no-obligation free mortgage quote from our community ranked lenders.
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It's important that you choose the right loan keeping in mind how much you can afford. While there are lenders in the community to help you choose the best offer through free counseling and loan advice, here's a list of popular articles for mortgage information and decision-making.
  • When should you go for a home loan? Check out yourself: Check out 11 affordability factors that will help you decide whether you should go for home mortgage loans if you have plans to save money or make debt payments.
  • How credit score affects you: The higher your credit score, the lower will be the rate offered depending upon other factors. Before you apply for home mortgages, check out how credit scores have an impact on the loan offers you may receive.
  • Popular loan programs: There are a wide range of mortgages available at fixed and adjustable rates of interest. You need to find out how they work, what rates are available, and how much you can save by paying mortgage loan points. Then compare the offers and decide which loan type is suitable for you.
  • Looking to refinance and save cash: If you're unable to make payments on your loan, and want to go for a reduced rate of interest, refinancing may be the right option for you. So, check out why and when it's best to refinance.
  • Cashing out home equity: If you have built up enough equity in your home, then you may pull it out to obtain cash for home repairs, debt payments, etc. This can be done by taking out a second mortgage loan against your home equity.
  • 31 Common Mistakes to avoid: Homeowners often make mistakes while talking out or managing a home loan. Watch out for the common mistakes so that you can avoid them.

10 Latest Community Discussions ( 52,316 community discussions more ... )
  • Will a 2nd mortgage charge off still be a lien on my property ? by gregporsche (Updated 10 minuts ago)
    I am hoping my lender will issue a 1099-C form for the charge-off of my second mortgage. I am going to claim ...
  • Mortgage by giraldo_carmen (Updated 1 hour ago)
    How is it possible for a second on a property to get me out of my home when the first mortgage is still in my ...
  • How can I find out who has my loan after it is transferred to a loan servicer like the worst HomEq? by roysky (Updated 1 hour ago)
    My morgage is currently being serviced by HomEq. My original lender was Equifirst. It is very unfortunate beca...
  • Release of Lien by smahany (Updated 1 hour ago)
    I recently paid off my home mortgage. I am not the original Lien Holder on this house. When I tried to get a...
  • HOW CAN WE REMOVE A TENANT FROM PROPERTY by talcaraz55 (Updated 2 hours ago)
    THERES THREE OF IN THE DEED, THE ONE LIVING IN HOUSE DOES NOT PAY THE MORTAGE AND HAS ENCROCHED ON OUR LEGAL R...
  • Stupid Once, Not Stupid Twice - What do we need to do? by dru.shepherd (Updated 2 hours ago)
    My husband has a house in another state. He signed for it Oct 06. The seller has $88k in escrow held by the se...
  • Is deed in lieu a good option for me by vulloa2003 (Updated 3 hours ago)
    Hello, I was recently "lay-off" after 12 years of working for this company, I have some savings (not...
  • deed by stepabove2001 (Updated 2 hours ago)
    my mother requested my name be added to the deed during the closing, but it never was how do i get it added no...
  • Foreclosure by Mary Beth (Updated 2 hours ago)
    If someone has a house that is in foreclosure and gets married, how is the joint property affected by the fore...
  • I want to pay off my motgage by bsherb13 (Updated 13 hours ago)
    I want to pay off my mortgage and it is still in me and my ex husbands names. I have a certified copy of my di...
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